Notify Your Financial Institution Before You Travel

Don’t get stuck without access to your debit or credit card when you are traveling away from home.

Making purchases outside of your normal pattern can trigger unsuspicious activity on your account, often resulting in your account being frozen until your financial institution can reach you to verify the transaction. Or in a worst case, if your card is compromised you could be left without access to funds.

 

Don’t get stuck without access to your debit or credit card when you are traveling away from home.

Making purchases outside of your normal pattern can trigger unsuspicious activity on your account, often resulting in your account being frozen until your financial institution can reach you to verify the transaction. Or in a worst case, if your card is compromised you could be left without access to funds.

Notify Your Financial Institution When Traveling – Even If You Are Not leaving The Country

If you are going to traveling out-of-state or abroad, to minimize any disruption it is always a good idea to notify your financial institution of your travel plans and how they can reach you before you leave. Doing so will minimize the chances of your card being frozen when you are trying to make a legitimate purchase.

Helpful Tips for Traveling with Your Card
1.   Make sure you have emergency phone numbers for your financial institution. If traveling outside the U.S., toll-free 800 phone numbers will not work. Make sure you have a contact phone number for your financial institution that is accessible from outside the U.S.
2.   Immediately notify your financial institution if your card is lost or stolen.
3.   Monitor transactions on your account using Online Banking.
4.   Always take at least one back-up source of funds with you, and be sure you have contact phone numbers for your credit card provider.
5.   In Europe, many ATMs do not offer the option of withdrawing or transferring funds from a savings account. Make sure your checking account has sufficient funds to meet your cash needs.
6.   Look at the logos on the back of your card. These logos indicate the networks where your card will work. If your card is refused, it may be because the machine is not on a compatible network.